Coldwell Banker Wardley Real Estate – Las Vegas and Henderson MLS News and Search Tool

October 12, 2009

Short Sale Agents The Las Vegas Short Sale Specialists Help| Succesful Realtors handling Short Sales


*Thinking about a Short Sale| Let the Las Vegas Short Sale Specialists Help| Succesful Short Sale Agents *

We wrote the book on Las Vegas Short Sales! Short Sale listings have become the norm. That being said, you want a team of Las Vegas Short Sale Agents that have the experience to handle yours the right way. The Short Sale Specialists of Coldwell Banker Wardley, with Lori Wekerle, have a proven track record of CLOSED short sales. We need you as much as you need us – so the teamwork is the best!

At any time – take action by calling 702-604-7739 and requesting a Las Vegas short sale kit to start the short sale process. Our informational Short Sale seller’s handbook is a clear guide to what the Las Vegas short sale process is and how it is handled by the Coldwell Banker Short Sale Specialists. Act Now – We Can Help!!

Coldwell Banker Wardley Real Estate
www.teamcoldwell.com
7670 W. Lake Mead #100
Las Vegas, NV 89128
702.604.7739
teamcoldwell@gmail.com

Get help with your Short Sale at www.savemefromlasvegasforeclosure.com

Helping Homeowners: *Hardship *Healing *Happiness

FREQUENTLY ASKED LAS VEGAS SHORT SALE QUESTIONS

1.) Do I qualify for a LAS VEGAS SHORT SALE? If you owe more than your home would sell for – your property does qualify. Your hardship still needs to qualify for you though.

2.) I have enough money to pay the difference – Should I do a short sale? We suggest you contact your attorney or legal professional, but you may want to consider paying off the difference to save your credit or look into a loan modification. FYI – We have had people approved even though they had the money in the bank.

3.) I have been hearing a lot about loan modifications. Should I try one? Sure. If you think you might qualify – why not? Word to the wise – USE YOUR LENDER. It’s free. If your lender can’t do it – it can’t be done by some guy who claims to be a “specialist in loan modifications” and charges you $500 or more. The law actually states that NOBODY can charge up front for Loan Modification services. If they try to charge you up front – they are breaking the law. Is that who you would want trying to save your home? If you feel you qualify for a loan modification or refinance, we can point you to a licensed mortgage company. If you can’t qualify, we can help you with the short sale.

4.) Who pays the Realtor for their services? Good News! The bank pays the closing commissions.

5.) What is a Short Sale hardship package and why do I need it? The Short Sale hardship letter is to state your situation. The bank wants to understand why you can’t make your payments and keep your home. A hardship could be medical (physical or mental illness). It could be divorce, death, relocation, loss or change of employment, addictions causing money loss, taking care of sick parents, large amounts of child support and so on. We can’t tell you what your hardship is, but these are some we have seen approved. The rest of the package is simply a combination of pay stubs, bank account statements, profit & loss sheet, and tax returns. Some of these items are never requested from the bank. It all depends on the bank.

6.) Can I short sale my home and buy something more affordable? Maybe. There is talk that this may be some day be called mortgage fraud.

7.) How will the short sale affect my credit? To find out an exact score hit and how your credit will be affected, you will need to get professional advice from an accountant and/or credit professional. It will affect your credit; we are not licensed or trained in the credit department to tell you specifics.

8.) How is a short sale better than a Las Vegas Foreclosure? – Again, a credit professional, accountant or legal professional can better advise you, but we are told that with a short sale, you can buy home years before you could if you had a foreclosure on your record.

9.) Can the lender come after me? They can if they choose. It depends on how their final approval letter is written. You still have the choice to accept or deny their terms and opt for the foreclosure or deed in lieu of foreclosure should you decide. We have not seen collections personally, but we understand that the debt can be sold to a collector if it is not written as settled. This can be negotiated in the final stages of the short sale once a negotiator has been assigned to your case.

10.) Who Should I Call for Las Vegas Short Help? The Coldwell Banker Las Vegas Short Sale Specialists at 702.604.7739. You can also email teamcoldwell@gmail.com

*Our short sale agents also work in Henderson, The Lakes, Boulder city, North Las Vegas and surrounding areas. If you need a short sale agent who specializes in your area, we have them!

LAS VEGAS SHORT SALE WEBSITE LINKS:

Las Vegas Short Sale Handbook: http://www.teamcoldwell.com/Short_Sale_Handbook/page_2237258.html

Las Vegas Short Sale and Foreclosure Definitions: http://www.teamcoldwell.com/Short_Sale__Foreclosure_Definitions/page_2117205.html

Get Help with a Las Vegas Short Sale: http://www.teamcoldwell.com/SHORT_SALES/page_2084064.html

Las Vegas Short Sale FAQ’s:

http://www.teamcoldwell.com/Short_Sale_Questions/page_2222615.html

Hardship Package: http://www.teamcoldwell.com/Shortsale_Hardship_Package/page_2084099.html

Get Help with your Short Sale Now: http://www.teamcoldwell.com/Home_Evaluation/page_163208.html

Advertisements

Leave a Comment »

No comments yet.

RSS feed for comments on this post. TrackBack URI

Leave a Reply

Please log in using one of these methods to post your comment:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this: